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	<title>C&#38;M Services</title>
	<link>http://www.candmservices.co.uk</link>
	<description>Accountancy Solutions for the Small Business</description>
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		<title>Do I Need An Accountant?</title>
		<description><![CDATA[If you are in business, then you will probably benefit from the services of an accountant unless you have very simple affairs.

The cost of an accountant can vary widely but if you keep well organised books, you will be better placed to benefit from a lower charge. When you are deciding about whether to appoint an accountant,  it’s not just about what tax your accountant could save for you, it’s also about peace of mind.
]]></description>
		<link>http://www.candmservices.co.uk/2010/02/28/do-i-need-an-accountant/</link>
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		<title>Trading Options Available to Contractors</title>
		<description><![CDATA[The talk may still be of the recession continuing for much of 2010, but Bristol based accountants, C &#38; M Services says it’s still a good time for contractors.
Many large organisations are continuing to put a hold on permanent recruitment, preferring to use contractors which bring with them high levels of skills and experience and the resource flexibility large firms want.
For individuals, whether contracting is a short term or long term career choice, this route can offer the opportunity to develop certain skills, try new industry sectors and take home more pay.
Here, we look at some of the trading options open to contractors. 
]]></description>
		<link>http://www.candmservices.co.uk/2010/02/23/trading-options-available-to-contractors/</link>
			</item>
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		<title>How to Reduce your Accountant&#8217;s Bill</title>
		<description><![CDATA[In this current climate of recession, businesses are looking for ways to reduce their costs, and this includes their accountancy bills.

Many accountants and book keepers will charge on a time basis and so, the easier and more organised your records, the less time it will take. We have all heard of the nightmare scenario of businesses being caught by surprise with a huge accountant’s bill. Even if your accountant offers you a fixed fee, the quote will be based on a view of the complexity of the business and the state of the paperwork. If the books are incomplete and in a state, this will ultimately be reflected in the following year’s quote and impact your next bill. 
]]></description>
		<link>http://www.candmservices.co.uk/2010/01/10/how-to-reduce-your-accountants-bill/</link>
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		<title>Winter 2009 Newsletter</title>
		<description><![CDATA[Welcome to our winter newsletter which was emailed out to clients on the 30th December 2009.]]></description>
		<link>http://www.candmservices.co.uk/2010/01/07/winter-2009-newsletter/</link>
			</item>
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		<title>Selling on Ebay ? &#8211; Is it a hobby or a business?</title>
		<description><![CDATA[Selling on ebay is cheap and relatively easy but beware because what might start as selling unwanted items could slowly become a business which should be registered with HMRC. ]]></description>
		<link>http://www.candmservices.co.uk/2010/01/07/selling-on-ebay-is-it-a-hobby-or-a-business/</link>
			</item>
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		<title>New VAT Flat Rates Announced</title>
		<description><![CDATA[As well as the standard rate of VAT reverting back to 17.5% as from the 1st January 2010, there will be changes to the flat rates across all business sectors.]]></description>
		<link>http://www.candmservices.co.uk/2009/12/16/new-vat-flat-rates-announced/</link>
			</item>
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		<title>How to pay your self assessment tax in January 2010</title>
		<description><![CDATA[The 31st January 2010 is the deadline for paying any tax owed from 2008-9 and your first payment on account for 2009-10. Make sure this is paid on time to avoid any late penalties and interest.An automatic 5% surcharge will apply if you pay more than 28 days late.]]></description>
		<link>http://www.candmservices.co.uk/2009/12/15/how-to-pay-your-self-assessment-tax-in-january-2010/</link>
			</item>
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		<title>The new capital allowances regime for cars</title>
		<description><![CDATA[The last few years has seen a significant overhaul on the tax allowances available on new and leased cars. Whilst there are now transition provisions in place, if you are considering buying or leasing a car, you should be aware what the tax consequences are before you make that final decision.]]></description>
		<link>http://www.candmservices.co.uk/2009/12/09/don%e2%80%99t-forget-%e2%80%93-vat-rate-increase-on-1st-january-2008/</link>
			</item>
	<item>
		<title>Contract Umbrella Companies Under Fresh HMRC Investigations</title>
		<description><![CDATA[The last few years has seen an increase in the use of umbrella companies by contractors who are deemed to be caught within the IR35 legislation. In choosing an umbrella company,  many contractors have been looking at which ones offers the highest rate of take home pay.

That might not be the only thing they should be looking at as some of these companies now face HMRC investigation.]]></description>
		<link>http://www.candmservices.co.uk/2009/12/09/don%e2%80%99t-forget-%e2%80%93-vat-rate-increase-on-1st-january-2007/</link>
			</item>
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		<title>The Pre Budget Report 2009 &#8211; Overview</title>
		<description><![CDATA[The Chancellor delivered his pre budget report on the 9th December and confirmed there are just 22 days of shopping left at the current VAT rate of 15%!

However, that's not the only tax we will see rising next year.]]></description>
		<link>http://www.candmservices.co.uk/2009/12/09/don%e2%80%99t-forget-%e2%80%93-vat-rate-increase-on-1st-january-2006/</link>
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